Florida Pay-As-You-Go Insurance

The most innovative insurance product yet, brought to you by A & A Underwriters


Pay As You Go Insurance is a game changer when it comes to Business Insurance, General Liability, and Workers Compensation. Gone are the days of large down payments, estimated premiums, audits, and additional premium payments. With Pay As You Go Insurance, your business will have a much more stable and predictable cash flow whether business is booming or declining. Pay As You Go Insurance helps make running a business easier, and relieves some of the financial burden traditionally associated with business insurance. For this reason we have taken the initiative and negotiated Pay As You Go programs with many insurance companies to be able to offer you this product.

How does it work?

Pay As You Go Insurance works by basing the policy premium on actual payroll figures instead of estimated payroll figures. It also requires participation in a compatible payroll service product so that actual payroll numbers can be used to calculate the premium. If you already have a payroll service company, we will help you check to see if it is compatible with the program. If you do not currently have a payroll service, then we can help you chose a compatible solution.

Does My Business Qualify?

Currently our Pay As You Go Insurance program is compatible with our Workers Compensation Insurance, Business Insurance, General Liability Insurance, and our Restaurant Insurance programs. Unfortunately, not all businesses qualify for all Pay As You Go Insurance products at this time, but we are working hard to expand the program so that we can eventually offer it to all Florida businesses for all insurance products. As a rule of thumb, if your business falls into an industry that has its liability premium calculated off of payroll figures then it may qualify. Request a Quote now to see if your business qualifies.

INTRODUCING: Pay As You Go Insurance for Businesses!
  • Improve your businesses cash flow - No big down payments, No audits or surprises!
  • Get all the discounts available - We will help you get Work Safety & Drug-Free Workplace credits.
  • Free MOD reports - We work with you to help improve your MOD & save you money.
  • Over 35 different Dividend Plans & Retro Plans available for your business.
  • Payroll Service included (flat fee per check).
  • Request a Quote to see if your business qualifies.


Contact Us

Call us now at 866.755.7447 or Request a Quote to discuss all your insurance needs.

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