About Us
A & A Underwriters Inc. is a family owned insurance agency specializing in insuring the foodservice (restaurants & bakeries), construction, retail, and health care industries in Florida. We pride ourselves on providing customized and unmatched client service, offering you the best coverage and security coupled with the latest technology. Our expertise as industry leaders stems from the over 36 years of experience we have insuring clients throughout South Florida.
The Agent - Pablo M Conde
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Pablo M. Conde
Pablo M Conde has over 36 years of experience insuring the citizens and businesses in the state of Florida. He is a renowned expert in all forms of insurance, especially as it relates to the unique business climate here in Florida. Mr. Conde’s expertise stems from his many years manually assessing risks throughout his career. This practice of studying businesses thoroughly then assessing their risk individually has, over the years, honed Mr. Conde’s skill when it comes to recommending the right coverage to his clients.
After serving in the United States Army for 3 years, Pablo M Conde began his insurance career with Metropolitan Life Insurance Co. in June 1977. While there, his unique perspective and exceptional performance was rewarded with many accolades. By 1980, Mr. Conde decided it was time to open his own property and casualty insurance agency, Casualty Systems, Inc. For the next nine years the agency flourished while focusing primarily on Business Insurance accounts in South Florida.
In 1989 Casualty systems was sold and Mr. Conde set out to establish a different kind of insurance agency. It was to be an agency that could leverage his expertise to provide detailed underwriting and loss control services for clients, all while saving them money in the process. Mr. Conde founded A & A Underwriters, Inc. in March 1989 to fulfill this vision. A & A has grown dramatically since its inception as word of Mr. Conde’s skill and dedication spread through the South Florida business community.
When Hurricane Andrew ravaged Florida in August 1992, it devastated many homeowners and business owners alike when they realized they did not have the proper insurance coverage. Many Floridians felt betrayed by their insurance agents when their claims were denied due to the agents cutting corners or failing to properly assess their risk. This caused many agencies to downsize or even shutter their doors, but A & A Underwriters continued to grow during this time as clients that were burned elsewhere turned to the rock-solid experience and track record that Mr. Conde and A & A provided. Mr. Conde even took it upon himself to brave the debris laden streets to assess the damage to his clients, and to offer them personal assistance and expert advice in their time of need.
More recently, Mr. Conde pioneered the concept of Pay As You Go Insurance products for his Workers Compensation and Business Insurance clients as the economic climate began to change. These programs have been an overwhelming success and have been greeted with open arms by virtually all of Mr. Conde’s eligible commercial insurance clients. A & A Underwriters is the leading provider of Pay As You Go Insurance in South Florida to date as a result of Mr. Conde’s vision and leadership.
Mr. Conde is the leading authority in providing solutions to the complex issues facing Florida’s insurance marketplace. His clients recognize his skill and continue to rely on his expertise in order to navigate the complex nature of insurance affecting their contractual obligations. He has been consulted and featured in numerous local television and radio shows serving the community. He was also recognized as a local insurance expert when he recently served on the Insurance Roundtable moderated by the Miami Herald.
Pablo M Conde grew up in South Florida and holds a Bachelors Degree in Business Administration. He holds his Property & Casualty and his Life & Health Insurance Licenses in the state of Florida in addition to holding a non-resident insurance license in Texas.
After serving in the United States Army for 3 years, Pablo M Conde began his insurance career with Metropolitan Life Insurance Co. in June 1977. While there, his unique perspective and exceptional performance was rewarded with many accolades. By 1980, Mr. Conde decided it was time to open his own property and casualty insurance agency, Casualty Systems, Inc. For the next nine years the agency flourished while focusing primarily on Business Insurance accounts in South Florida.
In 1989 Casualty systems was sold and Mr. Conde set out to establish a different kind of insurance agency. It was to be an agency that could leverage his expertise to provide detailed underwriting and loss control services for clients, all while saving them money in the process. Mr. Conde founded A & A Underwriters, Inc. in March 1989 to fulfill this vision. A & A has grown dramatically since its inception as word of Mr. Conde’s skill and dedication spread through the South Florida business community.
When Hurricane Andrew ravaged Florida in August 1992, it devastated many homeowners and business owners alike when they realized they did not have the proper insurance coverage. Many Floridians felt betrayed by their insurance agents when their claims were denied due to the agents cutting corners or failing to properly assess their risk. This caused many agencies to downsize or even shutter their doors, but A & A Underwriters continued to grow during this time as clients that were burned elsewhere turned to the rock-solid experience and track record that Mr. Conde and A & A provided. Mr. Conde even took it upon himself to brave the debris laden streets to assess the damage to his clients, and to offer them personal assistance and expert advice in their time of need.
More recently, Mr. Conde pioneered the concept of Pay As You Go Insurance products for his Workers Compensation and Business Insurance clients as the economic climate began to change. These programs have been an overwhelming success and have been greeted with open arms by virtually all of Mr. Conde’s eligible commercial insurance clients. A & A Underwriters is the leading provider of Pay As You Go Insurance in South Florida to date as a result of Mr. Conde’s vision and leadership.
Mr. Conde is the leading authority in providing solutions to the complex issues facing Florida’s insurance marketplace. His clients recognize his skill and continue to rely on his expertise in order to navigate the complex nature of insurance affecting their contractual obligations. He has been consulted and featured in numerous local television and radio shows serving the community. He was also recognized as a local insurance expert when he recently served on the Insurance Roundtable moderated by the Miami Herald.
Pablo M Conde grew up in South Florida and holds a Bachelors Degree in Business Administration. He holds his Property & Casualty and his Life & Health Insurance Licenses in the state of Florida in addition to holding a non-resident insurance license in Texas.
Insurance Companies We Represent*
